Recordkeeper

Payroll-to-recordkeeper, fully automated

Replace manual file exchanges with automated, bi-directional recordkeeper connectivity. Built for payroll providers, TPAs, and the sponsors they serve.

Features

Streamlined onboarding

Plan sponsors connect payroll to their 401(k) recordkeeper in a few clicks—no IT tickets, no back-and-forth. Finch handles authentication and setup so you’re up and running in minutes.

Ongoing contribution syncs

After every payroll cycle, contribution data flows to the recordkeeper automatically. Pre-tax, Roth, employer matches, and loan repayments are all handled—no manual files, no reconciliation, no re-keying.

Election changes

When an employee updates their deferral rate or investment election in the recordkeeper, those changes flow back to payroll automatically—no exported reports, no chasing HR, no missed updates.

Less work. Fewer errors. Zero delays.

Skip the busywork

No more exporting files or re-keying elections. Finch handles two-way syncing automatically.

Stay accurate

Avoid missed elections, incorrect amounts, and late submissions that come with manual workflows.

Stay on schedule

Syncs run automatically in both directions. Plans and elections stay current—no chasing deadlines.

Use cases

Built for the retirement ecosystem

Payroll Providers

Offer recordkeeper connectivity as a native feature of your platform. One Finch integration connects your clients to a growing network of recordkeepers.

Third-Party Administrators & Advisors

Automate the payroll-to-recordkeeper workflow for every client you serve. Stop managing files client-by-client, cycle-by-cycle.

Plan Sponsors

Connect once and your payroll and retirement plan stay in sync. No file uploads. No manual work.

Secure at scale

Leaders in employment data security at scale

We follow enterprise-grade compliance standards and best-in-class encryption protocols to keep PII safe.

100k+

Employers connected

16M+

Employee records synced

99.9%

Platform uptime

24/7

On-call monitoring

Ready to unlock Recordkeeper Connectivity?

The only unified API for the entire recordkeeper network.